border: 1px solid black;
NAV: 33.61 1 yr return - 0.09 Min. Amt. - INR 100
NAV: 40.07 1 yr return - -5.5 Min. Amt. - INR 5,000
NAV: 59.48 1 yr return - -5.04 Min. Amt. - INR 1,000
NAV: 42.69 1 yr return - 0.26 Min. Amt. - INR 100
NAV: 31.29 1 yr return - 4.19 Min. Amt. - INR 5,000
NAV: 237.95 1 yr return - -2.42 Min. Amt. - INR 1,000
For many, investing in mutual funds can seem complicated or intimidating. At
investmentz.com, we simplify it for you at the very very basic level.
Essentially, Mutual Fund is the money pooled in by a large number of people (or investors).
This fund is managed by a professional fund manager.
It is a trust that collects money from a number of investors who share a common investment
objective. Post this, the money is invested in equities, bonds, money market instruments
and/or other securities. Each investor owns units, which represent a portion of the holdings
of the fund. The income/gains generated from this collective investment is distributed
proportionately amongst the investors (after deducting certain expenses), by calculating a
scheme’s “Net Asset Value or NAV.
Simply put, a Mutual Fund is one of the most viable investment options for the common
man as it offers an opportunity to invest in a diversified, professionally managed basket of
securities at a relatively low cost.
Equity is nothing but a segment in the stock markets. It means you are buying a share of a company and if that company performs well in future then you profit by selling your shares at a higher price in the market. You can either buy a share directly or you can invest in Mutual Funds who in turn invest in the best performing shares for you.
In Equity, we offer you Top performing Mutual Funds which directly invest in the shares of best performing listed companies and help you earn returns from same
Investing in Equity enables you to earn higher rates of returns than Fixed deposits. The returns depend on which company’s shares you invest & the performance of that company. While there is risk of capital loss if the shares don’t perform as expected, there is scope for higher return too as Equity is the only asset class which can deliver above average long-term returns as well as beat inflation.
Investment in all Top recommended Mutual fund Equity schemes can be withdrawn anytime without any lock-in period.
Investments in Equity Mutual Funds have high chances of volatility as returns are completely market linked.
Debt means investments which offer a stable rate of return. In Debt, we offer you the following:
Top performing Mutual Funds which invest in Long-term & Short term debt issued by government as well as corporates.
Investing in Debt enables you to earn a stable rate of return with least volatility. As the risk of loss is low, the rate of return is also low compared to Equity. Investments in Debt give your portfolio the required stability when the stock markets are falling.
Investment in all recommended Mutual funds Debt schemes can be withdrawn anytime without any lock-in period.
Investments in Debt Mutual Funds have lower chances of volatility & returns are less but more stable than Equity. The returns can vary from time to time as these Mutual Funds buy and sell debt instruments based on change in prices and interest rates.
Gold means investments which offer a return directly proportional to market price movement of gold.
In Gold segment, we offer you the following:
Top performing Mutual Funds which invest in Gold ETF’s that track the market price of physical gold.
Investing in Gold helps you safeguard a part of your investments from rising inflation as gold prices tend to rise with rising inflation. Moreover, prices of gold are not directly related to stock markets and tend to remain stable or rise in cases of fall in stock markets, thus helping your portfolio remain stable.
Investment in all recommended Mutual funds Gold schemes can be withdrawn anytime without any lock-in period.
Investments in Gold Mutual Funds are primarily invested in Gold ETF’s which track the market price of physical gold. As a result, the returns from these funds are directly co-related to gold price movements.
Cash means investments which are highly liquid and offer returns which are better than money kept in a savings account.
In Cash segment, we offer you the following:
Top performing Mutual Funds which invest in very short duration debt instruments which makes these funds least volatile.
Investing in Cash/Liquid Funds helps you keep a part of your investments available for immediate withdrawal while you earn more than what you get from your savings account.
Investment in all recommended Mutual funds Cash/Liquid schemes can be withdrawn anytime without any lock-in period.
Investments in Cash/Liquid Mutual Funds are primarily invested in very short duration debt instruments (upto 91 days maturity approx.). As a result, the interest rate risk & volatility risk is very low and the returns are better than what you earn from a savings account.
Tax-saving means investments which offer Tax deduction up to 1.5 lakh under Section 80 C of the Income Tax Act. These investments have a lock-in of 3 yrs and they invest mostly in quality Equity (Stocks) and some portion in Debt (Fixed income) and offer returns which are somewhat similar to Equity mutual funds.
In Tax-saving segment, we offer you the following:
Top performing Tax-saving Mutual Funds (also known as ELSS) which invest in quality Equity/Stocks for the long-term.
Investing in Tax-saving Funds/ELSS enables you to invest in Equity (Stocks) and get Tax Benefit at the same time. All other Tax-saving instruments available in the market offer 5 yr lock-in compared to 3 yr lock-in offered by ELSS. Moreover, most other tax-saving instruments available in market are mostly Insurance OR Debt based (Fixed Income like PPF etc.) and do not offer Equity/Stocks.
Investment in all recommended Mutual funds Tax-saving schemes have a lock-in of 3yrs and your every installment is locked for 3 yrs from date of investment of that installment.
Investments in Tax-saving Mutual Funds are primarily invested in quality Equity (Stocks) and some portion in Debt (Fixed income), as a result they are similar to Equity Mutual Fund schemes and have higher chances of volatility since returns are completely market linked.